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Bank of Canada says no new rate hikes needed if inflation falls as expected

Published 02/07/2023, 12:42 PM
Updated 02/07/2023, 02:46 PM
© Reuters. FILE PHOTO: Bank of Canada Governor Tiff Macklem takes part in an interview after announcing an interest rate decision in Ottawa, Ontario, Canada January 25, 2023. REUTERS/Blair Gable/File Photo

By Steve Scherer and David Ljunggren

OTTAWA (Reuters) -Bank of Canada Governor Tiff Macklem on Tuesday said that no further rate hikes will be needed if, as expected, the economy stalls and inflation comes down.

The central bank over the last 11 months has lifted rates at a record pace to 4.5% to tame inflation, which was 6.3% in December, still well above the bank's 2% target. Last month, it said it would hold off on further moves to let the effects of past increases sink in.

"If new data are broadly in line with our forecast and inflation comes down as predicted, then we won't need to raise rates further," Macklem said in a speech to financial analysts in Quebec City.

"Inflation is turning the corner. Monetary policy is working," Macklem said, adding that economic growth would be "close to zero" through the third quarter of this year.

The Federal Reserve last week said it had turned a key corner in the fight against high inflation, but that "victory" would still require higher rates. Federal Reserve Chair Jerome Powell on Tuesday said it would take "quite a bit of time" to bring U.S. inflation back to the 2% target.

"The head of the Bank of Canada seems quite comfortable sitting on the sidelines even as his U.S. counterpart will be discussing the need for further monetary tightening south of the border," Royce Mendes, head of macro strategy at Desjardins Group, said in a note.

The Canadian dollar was trading nearly unchanged at 1.3445 per greenback, or 74.38 U.S. cents, in choppy trading after the speech by Macklem and comments by Powell.

On Monday, a median of market participants surveyed by the central bank forecast that borrowing costs would come down by half a percentage point by the end of this year, and would fall further next year.

When asked by reporters about the survey, Macklem reiterated that it was "really far too early to be thinking about cutting rates. ... We are pausing interest rate hikes to assess whether we've raised interest rates enough."

© Reuters. FILE PHOTO: Bank of Canada Governor Tiff Macklem takes part in an interview after announcing an interest rate decision in Ottawa, Ontario, Canada January 25, 2023. REUTERS/Blair Gable/File Photo

In his prepared remarks Macklem said, "We are prepared to raise interest rates further." But the overall tone was more dovish than his comments following last month's rate hike, when he told Reuters he wasn't even thinking about a cut.

"We need to pause rate hikes before we slow the economy and inflation too much," he said in his speech.

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