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After Fed Rate Hike, Unlikely Outcome For Stocks, Bonds, Gold

Published 03/19/2017, 01:32 AM
Updated 02/15/2024, 03:10 AM
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Bull Market Still Intact…For Now

This past Wednesday, on the Real Investment Hour, I spoke with Greg Morris about the technical backdrop of the market. During that interview, he discussed that from a technical perspective the bullish trend of the S&P 500 is still in place, and despite fundamental underpinnings being stretched, investors should remain allocated to the market.

This is shown in the chart below.

SPX Daily 2014-2017

For now, portfolios remain allocated to the market currently. However, as I stated two weeks ago, we did lift profits and rebalance current holdings. Furthermore, we are not adding any “new” positions currently until some of the extreme overbought conditions are resolved.

This is what the “technicals” dictate, at least for now.

As noted in the chart above, the market is very close to a short-term “sell signal,” lower part of the chart, from a very high level. Sell signals instigated from high levels tend to lead to more substantive corrective actions over the short-term. I have denoted the potential Fibonacci retracement levels which suggest a pullback levels of 2267, 2230, and 2193. To put this into “percent terms,” such corrections would equate to a decline of -4.7%, -6.2% or -7.8% from Friday’s close.

To garner a 10% decline, stocks would currently have to fall 237.8 points on the S&P 500 to 2140.20. Given there is little technical support at that level, the market would likely seek the next most viable support levels at the pre-election lows of 2075 or a decline of -12.7%. Such a decline, of course, would not only wipe out the entirety of the “Trump Bump,” but would also “feel” much worse than it actually is given the exceedingly long period of an extremely low volatility environment.

Speaking of low volatility, the market has now gone 108-trading days without a drop of 1% for both the Dow and the S&P 500. This is the longest stretch since September of 1993 for the Dow and December of 1995 for the S&P 500.

This is a pretty impressive feat given the rise in policy uncertainty since the election, geopolitical tensions on the rise, and economic data remaining weak.

Economic Policy Uncertainty Index 1985-2017

In other words, there is a whole lot more downside risk than upside potential in the current environment.

This is particularly the case following the FOMC’s decision on Wednesday to hike rates further.

An Unlikely Outcome

On Wednesday, as the Fed hiked rates for the second time in the last three months, and a third time since December of 2015, the Atlanta Federal Reserve released their latest GDP NowCast which reduced estimates for first quarter growth to just 0.9% from nearly 3% in January.

Q1 Evolution of Atlanta Fed GDPNow

Interestingly, following the Fed’s announcement of a rate increase, stocks, bonds and gold all surged.

The reason I say “interestingly,” is that higher interest rates increase borrowing costs which slow economic growth and quells inflationary pressures. Therefore, since the primary argument to support the second highest valuation levels in history is an economic and earnings recovery story, higher rates slow both of those supports.

Of course, the wisdom of hiking interest rates, thereby removing monetary accommodation, at the lowest average level of economic growth on record is also questionable.

10-Y Average Real GDP Growth 1958-2017

Furthermore, there is also some doubt as to the veracity of the following justification from Ms. Yellen regarding the policy change:

“The simple message is the economy is doing well. We have confidence in the robustness of the economy and its resilience to shocks.” – Janet Yellen, March 15, 2017.

First, I guess we have to quantify what we mean by the “economy is doing well.” In 2016, the economy grew at 1.60% which is well below the expected average of 2.0%. But more importantly, take a look at the chart below of annual “real” economic growth rates.

Real GDP: Annual % Change 2000-2016

There are three things of importance to note:

  1. The economy did well prior to the last two crisis as well. In 2000, the annual growth rate was 4.09% and 1.78% in 2007. It was a “Goldilocks” economy.
  2. While there was a recession in 2001, the economy averaged a real return that year of 0.98%.
  3. The current “real economy” is currently growing, as of 2016, at a rate lower than that prior to the last two recessions and “crisis” in the market and only slightly above that of the recession based 2001 average.

At a 1.6% growth rate, there is very little wiggle room between Fed rate hikes and a negative growth rate in the economy. The chart below adds the Fed Funds (effective rate) to the chart above.

Real GDP Annual % Change vs FF Rate 1998-2017

Two important points:

  1. As soon as the Fed has started hiking rates previously, economic growth began slowing.
  2. While it is often stated the economy remained buoyant following rate hikes, it was ONLY a function of the time for starting economic growth rates of 4.09% and 3.79% to fall below ZERO.

The table and chart below show the historical time frames for the economy to fall into recession following the start of a rate hiking campaign. At 1.6%, historically, the economy has found a “crisis” within 1-3 quarters.

Fed Interest Rage vs Real Economic Growth 1943-2017

IMPORTANTLY: The number of times the Fed has started a rate hiking campaign and NOT pushed the economy into either a recession, crisis, or both equals ZERO.

So, as to Ms. Yellen’s second point of a resiliency to shocks, there is actually no historical evidence of that being the case. The only question is what “shock” eventually ignites the “gasoline” of excessive complacency, exuberance and leverage into a “panic fueled” explosion of liquidation.

Unfortunately, I do not know the answer to the “what” or the “when” of when such will occur. I am certain that it “will.”

But, if you need more evidence, here is this tidbit from Nautilus Research’s Tom Leveroni:

“Many are familiar with the Wall Street adage ‘3 Steps and a Stumble,’ popularized by Marty Zweig, for the tendency of stocks to sell off after the 3rd Fed rate hike in the cycle.

The S&P 500 has endured significantly below average results from 1 to 12 months after 3rd rate hikes in 11 events back to 1955. Six (more than half) of those hikes occurred within a year of a major cyclical top for stocks (1955, 1965, 1968, 1973, 1980, 1999).

The only exception was in 2004, when stocks rallied for another three years before the Great Recession.

Hikes are generally bad for stocks, somewhat bad for the US dollar, and bullish for 10-year yields and commodities. Will rate hikes derail stocks this time around? In a general sense, yes. Is there a deterministic formula or trigger for precisely when? Probably not.”

S&P 500 1955-2017

Warning Signs

So…let’s add this all up.

The bullish trend is intact which keeps portfolios on the long-side of the ledger for now. However, such does not mean one should become complacent and ignore the rising number of warning signs.

Valuations are stretched by most measures. While valuations are not reliable “timing” indicators, they are useful in predicting forward rates of returns.

Nonfinancial Market Cap/Corporate Gross Value-Added

Leverage is extended. Margin debt, or the dollar volume of stocks bought with borrowed money, surged just before the US election to a record high.

Margin Debt and Net Credit Balance

Retail investors are suddenly rushing to buy. Following eight years of net outflows, they poured nearly $80 billion into mutual funds and exchange-traded funds in the post-election rally. This year, however, corporate insiders have been selling at the fastest pace in nearly 30 years.

Rolling 10-Y SPX Total Returns and US Household Stock Allocation

The technicals are showing vulnerability. From Monday through Thursday last week, the number of stocks making 52-week lows surpassed new highs. It was the longest streak since November 4 and was a sign of a toppy market, Rosenberg said. Also, the S&P 500 has traded as much as 10% above its 200-day moving average.

S&P 500 Stocks Above 50DMA

Investors are complacent, and it seems like the calm before the storm. The Chicago Board Options Exchange volatility index, or VIX, remains unusually low. The S&P 500 has not swung 1% intraday for almost 60 days, the longest streak in at least 35 years.

VIX:SPX YTD

The Fed is raising rates. The rise in short-term yields could invert the yield curve before the Fed Funds rate is at 3%. An inverted curve — which reflects investors’ expectations for slower future growth — is seen as a precursor of recession.

Inflation is picking up. The core personal consumption expenditures index is at a 30-month high. Though it is likely not sustainable, it is a “classic late-game signpost.”

SPX Monthly 1998-2017

The gap between economic growth and sentiment is large. The pace of policy change in Washington could disappoint investors.

Diffusion Index vs Consumer Confidence 1967-2017

Households have over-ownership. Their exposure to the stock market is 42% above the norm.

Household Equity % vs Subsequent Rolling 10-Y SPX Returns 1950-2017

Credit markets are frothy. The compensation investors demand for choosing risky US high-yield bonds over risk-free assets (SPDR S&P 500 (NYSE:SPY) vs High Yield Bond Index) — the risk premium — is widening.

SPY vs High Yield Bond Index 1997-2017

Like gasoline, all of these warnings are “inert” and, other than smelling really bad, are harmless.

Well, that is until your cousin “Randy” shows up and decides to have a quick smoke.

Market & Sector Analysis

Data Analysis Of The Market & Sectors For Traders

S&P 500 Tear Sheet

The “Tear Sheet” below is a “reference sheet” provide some historical context to markets, sectors, etc. and looking for deviations from historical extremes.

If you have any suggestions or additions you would like to see, send me an email.

3-M SPY Price; SPX Fundamentals

Sector Analysis

Despite the rout in interest rate sensitive sectors of the market last week, the sector rotation continues currently with only a couple of exceptions.

SPX Sector Rotation

Technology and Discretionary picked up steam last week moving from weakening back into leading for the moment.

Industrials, Materials, Financials, Small and Mid-Cap stocks continued to weaken in terms of relative performance.

Energy continued to struggle after breaking its 50-dma and is now flirting with breaking its 200-dma. The big risk right now is a failure of oil prices (West Texas Intermediate Crude) to hold $48/bbl. A failure at that level will likely bring a lot more selling into the commodity putting further downward pressure on the energy sector.

Utilities, Healthcare, and Staples just had the 50-dma cross back above the 200-dma suggesting a much better buying opportunity on sector pullbacks in the future. We will be looking to add to our current holdings on such an opportunity.

Individual Sector Performance

Emerging Markets, International, and Dividend Yield Stocks are again very overbought. The bull trend is still intact but some profit taking and rebalancing is advised.

As noted Small-Cap and Mid-Cap stocks are testing their 50-dma’s. Neither are oversold currently, so watch for further deterioration.

Bonds and REIT’s got oversold last week and performance improved this past week. If the broad markets run into trouble look for a continued rotation in the “safety trade.”

Broad Market Performance

Overbought conditions exist almost unilaterally across the entire complex suggesting a higher risk/reward condition currently until a correction occurs. Due to this condition, we did rebalance portfolio weightings three weeks ago to raise some cash. As noted, we are not adding any new equity exposure currently for this reason. We are, however, actively buying individual bonds for portfolios.

The table below shows thoughts on specific actions related to the current market environment.

(These are not recommendations or solicitations to take any action. This is for informational purposes only related to market extremes and contrarian positioning within portfolios. Use at your own risk and peril.)

Market Sectors: Positions and Notes

Portfolio Update:

After hedging our long-equity positions 13-weeks ago with deeply out-of-favor sectors of the market (Bonds, REITs, Staples, Utilities, Health Care and Staples) we did rebalance some of our long-term CORE equity holdings back to original portfolio weightings harvesting a bit of liquidity.

The short-term bullish trend is still very positive which keeps us allocated on the long-side of the market. HOWEVER, the technical setup required for an increase in equity risk in portfolios currently is NOT FAVORABLE currently.

We continue to maintain very tight trailing stops as the mid to longer-term dynamics of the market continue to remain very unfavorable as well.

Rebalancing remains strongly advised.

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