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BNY Mellon profit beats on robust interest revenue

Published 01/12/2024, 06:40 AM
Updated 01/12/2024, 12:31 PM
© Reuters. FILE PHOTO: The Bank of New York Mellon Corp. building at 1 Wall St. is seen in New York's financial district March 11, 2015. REUTERS/Brendan McDermid/File Photo
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(Reuters) -Bank of New York Mellon Corporation on Friday beat fourth-quarter profit estimates, helped by a surge in net interest revenue.

Elevated interest rates due to the Federal Reserve's monetary policy tightening have boosted the interest that custodian banks earn on their cash deposits and other assets.

Shares of BNY Mellon (NYSE:BK) rose 3.3% to $54.47 after the bank said its net interest revenue rose 4% to $1.10 billion in the fourth quarter.

The bank's assets under custody or administration (AUC/A) rose 8% to $47.8 trillion from a year earlier, and assets under management (AUM) also climbed 8% to $2 trillion, benefiting from client inflows and a rally toward the end of 2023.

The benchmark S&P 500 closed 2023 up about 24%.

BNY incurred a one-time charge of $752 million tied to the FDIC special assessment, severance and litigation reserves, which were dealt a blow of roughly $16 billion when some mid-sized lenders collapsed in early 2023.

Large banks are required to replenish the FDIC fund, which insures customer deposits in the event of a bank failure.

Major banks JPMorgan Chase (NYSE:JPM), Wells Fargo and Citigroup also recorded charges tied to the FDIC fund.

BNY Mellon took another $150 million in charges in the quarter, tied to a fair-value adjustment related to a prior year divestiture.

© Reuters. FILE PHOTO: The Bank of New York Mellon Corp. building at 1 Wall St. is seen in New York's financial district March 11, 2015. REUTERS/Brendan McDermid/File Photo

Excluding one-time costs, the bank's profit was $1.28 per share compared with Street's expectations of $1.13 per share, according to LSEG data.

Total revenue rose 10% to $4.31 billion.

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