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Turkish central bank raises rates sharply, boosts lira

Published 09/13/2018, 11:31 AM
© Reuters. FILE PHOTO: Turkish lira banknotes are seen in this picture illustration in Istanbul
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By Daren Butler and Ece Toksabay

ISTANBUL (Reuters) - Turkey's central bank raised its benchmark rate by a hefty 625 basis points on Thursday, the biggest such increase in President Tayyip Erdogan's 15-year rule, boosting the lira and possibly easing investor concern over his influence on monetary policy.

The bank's Monetary Policy Committee raised the one-week repo rate to 24 percent, meaning it has now increased interest rates by 11.25 percentage points since late April in an attempt to put a floor under the tumbling currency.

Its decision came despite Erdogan repeating his opposition to high interest rates earlier in the day, saying high inflation was a result of the central bank's wrong steps.

All 11 economists in a Reuters poll had forecast the bank would tighten, with the predictions ranging between 225-725 basis points as it balances concerns over the lira's weakness with worries about a sharp economic slowdown.

Turkey's currency crisis has been driven by concerns about Erdogan's influence on monetary policy, but also more recently by the country's diplomatic row with the United States.

Erdogan, a self-described "enemy of interest rates", picked his son-in-law, Berat Albayrak, as finance minister in July. This boosted investors' fears that the president - who wants to see lower borrowing costs to spur credit growth and construction - sought greater influence over monetary policy.

"It is pleasing to see common sense prevail," said Aberdeen Standard Investments Head of Emerging Market Debt, Brett Diment, of the rate rise.

"Hiking today does get Turkey on the slow road to recovering some monetary policy credibility, and that is critical."

In August, annual consumer price inflation hit 17.9 percent, its highest level since late 2003, prompting the central bank to say it would adjust its monetary stance at the September meeting in the face of "significant risks" to price stability.

The central bank said there was still an upside risk to Turkey's inflation outlook from what it called a deterioration in pricing behavior, despite weaker domestic demand conditions.

"Accordingly, the Committee has decided to implement a strong monetary tightening to support price stability," it said.

MARKETS RALLY

The lira rallied 3 percent to 6.18 against the dollar, having traded at 6.4176 beforehand. It has still lost 38 percent of its value against the U.S. currency this year.

The main share index (XU100) rose 2.1 percent, with the banking index (XBANK) up 4.8 percent. Dollar-denominated bonds issued by the Turkish government rose across the curve.

The central bank said it was returning to funding via one-week repos from Friday, having funded the market at an overnight lending rate of 19.25 percent for the last month.

Key rates are now at their highest level since 2004, around a year after Erdogan first came to power.

Guillaume Tresca, senior emerging market strategist at Credit Agricole (PA:CAGR) said the economy needed to slow down because it was overheating and that an interest rate rise was needed to cap lira depreciation.

"Obviously, it will have negative consequences on the economy but, I would say, it is less important if you have a hard landing than big corporate defaults due to a vicious cycle between (lira) depreciation and inflation," he said.

The lira had weakened earlier on Thursday before the central bank decision as Erdogan's fierce criticism of the central bank and high interest raised doubts in investors' minds about how much the bank might tighten policy.

Phoenix Kalen, director of EM strategy at Societe Generale (PA:SOGN), said the market was both pleased and confused by the bank move.

"It almost seems like it's a game of 'good cop, bad cop' being played out between the Turkish authorities - with President Erdogan on the one hand still making statements regarding his dislike of interest rates and ... a very sizeable reaction from the central bank in response to the recent inflationary and geopolitical developments."

Piotr Matys, emerging markets foreign exchange strategist at Rabobank, said the central bank had taken a decisive step which should allow it to gradually restore confidence in the lira.

He said Turkey also needed to resolve a dispute with the United States, which helped drive the lira to a record low of 7.24 against the dollar a month ago, and rebalance the economy away from big infrastructure projects and consumer spending.

Against expectations, the central bank did not raise rates at its last meeting in July. Subsequently, the lira lost about 25 percent of its value while authorities have taken a series of steps to support it, with the bank taking liquidity measures and the banking watchdog limiting derivative transactions.

Erdogan has cast the lira crisis as an 'economic war' targeting Turkey, repeatedly urging Turks to sell their dollar savings to shore up the lira.

© Reuters. FILE PHOTO: Turkish lira banknotes are seen in this picture illustration in Istanbul

On Thursday he ruled that property sales and rental agreements must be made in lira, putting an end to such deals in foreign currencies.

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