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Long-Term Bonds Look Dangerous

Published 05/15/2017, 11:02 AM
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From Martin D. Weiss, Ph.D.: When a sovereign nation can’t readily finance or pay its debts, it’s traumatic.

Bond prices collapse. Interest rates surge to 10%, 20%, even 30%. Federal jobs are gutted. The economy is shattered. The country can go bankrupt, suffer a coup d’état, be shattered by a violent revolution, or worse.

I’ve seen many of these things happen in Argentina, Brazil and Russia. But what’s ironic is that their governments were often not as deeply mired in debt as the giant debt-ridden behemoths of today:

  • United Kingdom, with a pileup of public debt that’s now close to 85% of its GDP,
  • France, with public debts of over 90% of GDP,
  • Ireland, despite its “recovery” from near-default in 2009-10, still indebted to the tune of 117% of GDP,
  • Italy, trapped in public debts exceeding 127% of GDP,
  • The United States government and its agencies, drowning in debts of at least 138% of GDP,
  • Greece, still stuck with a whopping debt load that’s over 158% of GDP, and
  • Japan, which tops them all, virtually crushed under a debt mountain of 238% of GDP.

What are the consequences?

Outright default is not the only scenario. Some nations default on the sly with currency devaluations or with the drip-drip-drip of a long-term currency slide. Others beg and squirm for bailouts, which is a de-facto default. Regardless of the precise path, the end of the road is ugly.

Two weeks ago, I warned you of new and bigger shockwaves that are likely to strike Europe, not just financially but also politically.

Last week, I demonstrated how the government debt crunch in Japan is actually worse than most people think.

And this week, it’s time to bring this story back home.

Deficit To Haunt Trump

Will a bond-market crisis suddenly burst onto the American scene? No. But when it does, it will be too late for investors to protect their money — let alone for Uncle Sam to turn the tide.

Critical Facts

Fact #1. Already, the Congressional Budget Office (CBO) is estimating a cumulative deficit of $3.5 trillion from 2018 to 2022 and a massive $9.4 trillion deficit from 2018 through 2027.

Fact #2. Assuming Congress makes no significant budget changes and the economy holds up well, the CBO forecasts that the deficit in fiscal year 2018 will be 2.4% of GDP. That’s a tad less concerning than in recent years.

But, the CBO also predicts the deficit will surge to 4.2% of GDP by 2022, and then grow even larger in later years. Plus, never forget: ANY deficit, however small, adds still more to the huge pileup of public debt.

Economists from all persuasions agree that, although some of those revenues could be recouped from better-than-expected growth in the economy, it would take a pie-in-the-sky super boom to get them all back.

Fact #3. The nonpartisan Committee for a Responsible Federal Budget, which has always been equally critical of big spenders whether Democrat or Republican, estimates that the recently proposed Trump tax plan could cost anywhere from $3 trillion to $7 trillion in lost government revenues over ten years.

Fact #4. None of these forecasts takes into account financial threats from beyond U.S. borders — especially the kind of sovereign-debt crises in Europe and Japan. When bonds collapse overseas, the collapse can spread like a contagion to U.S. markets virtually overnight, bloating the U.S. government’s interest costs, weakening the economy, or worse.

Fact #5. Wars can make mincemeat of federal budgets: When a country goes to battle against foreign enemies, the rallying cry in the capital is “deficit be damned!”

The wars in Iraq and Afghanistan alone have cost U.S. taxpayers nearly $5 trillion, including not only spending by the Defense Department but also the State Department, Homeland Security, and the Department of Veterans Affairs. A direct conflict with a major world power, even limited to conventional weapons, could cost much more.

Clearly, the deficit still matters. In the not-too-distant future, it could make the difference between big investment successes and outright investment failures.

So what do you say to someone who’s impatient for better yields and wants to lock in some extra interest with medium-term notes, long-term bonds or other long-term commitments?

Don’t touch ’em with a ten-foot pole!

The iShares Barclays 20+ Year Treasury Bond ETF (NASDAQ:TLT) fell $0.35 (-0.29%) in premarket trading Monday. Year-to-date, TLT has gained 1.64%, versus a 7.14% rise in the benchmark S&P 500 index during the same period.

TLT currently has an ETF Daily News SMART Grade of B (Buy), and is ranked #17 of 27 ETFs in the Government Bonds ETF category.

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