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Silvergate Capital stock drops 8% on downgrades, BofA sees 35% more downside

Published 01/06/2023, 09:07 AM
Updated 01/06/2023, 09:13 AM
© Reuters.  Silvergate Capital (SI) stock drops 8% on downgrades, BofA sees 35% more downside
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By Senad Karaahmetovic

Shares of Silvergate Capital (NYSE:SI) are down a further 8% in pre-market Friday after dropping nearly 43% yesterday.

Shared crashed after the company witnessed a large decline in deposits following the FTX collapse. As a result, Silveragate announced it is laying off 40% of its staff.

At least 3 sell-side analysts slashed their ratings on Silvergate stock with Bank of America analysts downgrading to Underperform with a new price target of $8 per share (down from the prior $37), which implies a downside risk of over 35% relative to yesterday’s closing price of $12.57.

“Future regulatory and legislative actions – especially given the bank’s ties to and due diligence of FTX/Alameda Research – may not be fully recognized by the market,” they wrote in a client note.

JPMorgan analysts also downgraded shares as they went to Neutral from Overweight with a $14 per share price target.

“While one could argue that the shares remain cheap on the surface, given the wildcards associated with the medium- as well as long-term impacts to the business, we see upside potential being fairly limited until the earnings power of the franchise is better understood,” they said.

Elsewhere, Craig-Hallum analysts cut their rating on SI stock to Hold.

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