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Paytm reports robust revenue growth and reduced losses in Q3

Published 01/19/2024, 07:56 AM
Updated 01/19/2024, 08:43 AM
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NEW DELHI - Indian digital payments giant One97 Communications, known for its popular brand Paytm, has reported a substantial increase in revenue and a reduction in losses for the third quarter ending December. The company's consolidated revenue surged to Rs 2,851 crore, marking a significant 38% growth year-over-year compared to Rs 2,062 crore the previous year. Alongside the revenue growth, Paytm also managed to narrow its losses, which decreased to Rs 222 crore from the previous year.

The revenue boost was largely driven by the performance of Paytm's payment business, which saw its revenue climb to Rs 1,730 crore. This increase was attributed to higher Gross Merchandise Value (GMV) and a rise in device subscription fees. In fact, merchants subscribing for devices hit over the 1.06-crore milestone. Additionally, the company's financial services segment also showed impressive growth, with revenue reaching Rs 607 crore.

Today, Paytm reported a notable uptick in its lending business, with the total loans disbursed during the quarter amounting to Rs 15,535 crore. This represents a 63% jump compared to the same period last year, indicating a strong demand for the company's loan products. The robust performance in payments and the boost in financial services loans have played a key role in this significant rise.

Paytm's stock value ended higher today at ₹773.90 after UBS set a "Buy" rating with a target of ₹900. The company also received board approvals for the Noida IT/ITES complex venture with ACE Builders and establishing a new subsidiary within GIFT IFSC.

Furthermore, Paytm reported that its EBITDA before ESOP surged by ₹188 cr year-over-year and that its payment processing margin was reported without reliance on UPI incentives. The company also highlighted that their Monthly Transacting Users (MTU) rose by 18% year-over-year, totaling 10 crores.

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