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NYCB in sharp reversal after raising $1B from investors to boost balance sheet

Published 03/06/2024, 01:22 PM
Updated 03/06/2024, 04:31 PM
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(Updates with share price move in headline and second paragraph)

Investing.com -- New York Community Bancorp staged a dramatic rebound after falling more than 40% Wednesday as the regional bank said it had raised more than $1 billion from a consortium of investors, led by former Treasury Secretary Steven Mnuchin's Liberty Strategic Capital.    

New York Community Bancorp Inc (NYSE:NYCB) closed 8% higher, below its intraday peak gain of nearly 30%, following a more than 40% slump intraday.   

NYCB will sell stock at a price per share of $2.00 and a series of convertible preferred stock with a conversion price of $2.00, raising a total amount of $1.05B. Under the deal, investors would receive 60% warrant coverage to purchase non-voting stock with an exercise price of $2.50 per share.

Mnuchin's Liberty Strategic Capital led the capital raising, with a commitment to invest $450M, with Hudson Bay investing $250M, and Reverence investing $200 million.

As part of the deal, NYCB agreed to add four new directors to its board and appoint appoint Joseph Otting, former Comptroller of the Currency, as CEO. Mnuchin, Otting, Allen Puwalski from Hudson (NYSE:HUD) Bay, and Milton Berlinski, Managing Partner of Reverence, were given board seats. DiNello will be named as non-executive chairman.

The stock was halted earlier on report it was sounding out interest among outside investors for a cash injection to strengthen its finances amid fears about exposure to bad real-estate loans.

 
Investor concerns about the bank's financial health continue mount after credit ratings agencies Moody's (NYSE:MCO) and Fitch cut their ratings on the bank's ability to pay back its creditors and warned that regional bank may have to boost credit loss provisions, setting more money aside to cover a potential default on loans over the next two years. 
 

The beleaguered lender recently flagged "material weaknesses" in its internal controls related to loan review, deepening jitters about its exposure to bad real-estate loans. 

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