NVDA Q3 Earnings Alert: Why our AI stock picker is still holding Nvidia stockRead More

NYCB closes sale of about $6 billion mortgage warehouse loans to JPMorgan Chase

Published 07/22/2024, 06:36 PM
Updated 07/22/2024, 06:51 PM
© Reuters. FILE PHOTO: JPMorgan Chase Bank is seen in New York City, U.S., March 21, 2023. REUTERS/Caitlin Ochs/File Photo
JPM
-
FLG
-

(Reuters) -Regional lender New York Community Bancorp (NYSE:NYCB) said on Monday it had closed the sale of about $5.9 billion in mortgage warehouse loans to Wall Street giant JPMorgan Chase (NYSE:JPM).

The bank said it expects to close on an additional $200 million of mortgage warehouse loans in the near future, once necessary customer approvals are received.

The deal bolsters NYCB's liquidity and capital as the lender executes a crucial turnaround to return to profitability over the next two years.

In May, the bank announced it had agreed to sell about $5 billion in mortgage warehouse loans to JPMorgan.

Warehouse loans are lines of credit given to lenders who can use the funds to provide mortgages. They are repaid when the mortgage lender sells the loans to an investor.

© Reuters. FILE PHOTO: JPMorgan Chase Bank is seen in New York City, U.S., March 21, 2023. REUTERS/Caitlin Ochs/File Photo

The loans were sold to JPMorgan Chase at the face value, NYCB said.

The deal upon closing is expected to add about 70 basis points to NYCB's CET1 capital ratio.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2024 - Fusion Media Limited. All Rights Reserved.