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JPMorgan Chase reports rise in second quarter profit amid elevated interest income

Published 07/14/2023, 07:13 AM
© Reuters
JPM
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Investing.com -- JPMorgan Chase & Co. (NYSE:JPM) has posted a jump in net income and higher-than-expected adjusted revenue for the second quarter, as the biggest U.S. bank was boosted by elevated interest rates and its acquisition of First Republic.

Net income for the three-month period rose to $14.47 billion, an increase of 15% compared to the prior quarter and 67% above the corresponding timeframe last year. Adjusted revenue also grew by 8% to $42.40B, topping Bloomberg estimates of $39.34B.

JPMorgan purchased a majority of collapsed California-based peer First Republic Bank in May as part of a government-backed deal designed to bolster stability in the crisis-hit financial services industry.

The move contributed to a lift in net interest income (NII) -- the difference between how much a bank makes from loans and securities and pays out for liabilities -- to $21.9B. During the two months ending on June 30, there was an additional $897 million of NII attributable to First Republic, JPMorgan said.

The company also improved its guidance for net interest income excluding its trading unit in its 2023 financial year to approximately $87B, up from its previous mark of around $84B.

Shares in JPMorgan advanced in premarket U.S. trading on Friday following the results.

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