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How SVB Financial Group imploded in two days

Published 03/14/2023, 02:34 PM
Updated 03/15/2023, 07:45 AM
© Reuters. FILE PHOTO: SVB (Silicon Valley Bank) logo is seen in this illustration taken March 10, 2023. REUTERS/Dado Ruvic/Illustration

(Reuters) -The swift downfall of SVB Financial Group, the biggest collapse of a bank since Washington Mutual in 2008, has sparked fears of contagion in the financial sector and affected every asset class from stocks to forex.

Bank stocks globally saw hundreds of billions of dollars wiped away from their market valuation in the aftermath of the collapse, which also shook the startup community the Santa Clara, California-based bank was mainly lending to.

Below is a timeline of key events:

Date Development

March 8, 2023 SVB says it intends to raise $2.25 billion in

common equity and preferred convertible stock

after it sold a portfolio of US Treasuries and

mortgage-backed securities at a $1.8 billion

loss

March 9, 2023 SVB clients pull their money from the bank on

the advice of venture capital firms such as

Peter Thiel's Founders Fund, sources tell

Reuters, leading to $42 billion of deposit

withdrawals on that day

March 10, 2023 A California regulator shuts Silicon Valley

Bank and appoints the Federal Deposit

Insurance Corporation (FDIC) as receiver to

take control of its parent company, according

to the agency's statement

March 11, 2023 Employees of Silicon Valley Bank offered 45

days of employment at 1.5 times their salary

by the regulator FDIC, according to an email

to staff seen by Reuters

March 12, 2023 "Depositors will have access to all of their

money starting Monday, March 13," the U.S.

Treasury, Federal Reserve and FDIC say in a

statement, adding that no losses associated

with the resolution of Silicon Valley Bank

will be borne by the taxpayer

March 13, 2023 The defunct holding company says it is

planning to explore strategic alternatives for

its businesses and names William Kosturos as

its chief restructuring officer.

President Joe Biden vows to take action to

ensure the safety of the U.S. banking system.

March 14, 2023 SVB says that

Goldman Sachs (NYSE:GS) acquired the bond

portfolio

on which it booked a $1.8 billion

© Reuters. FILE PHOTO: SVB (Silicon Valley Bank) logo is seen in this illustration taken March 10, 2023. REUTERS/Dado Ruvic/Illustration

loss, a transaction that set its failure in

motion.

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