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Credit Suisse bondholders sue Swiss regulator over wipe-out

Published 04/21/2023, 12:45 AM
Updated 04/21/2023, 04:26 PM
© Reuters. FILE PHOTO: The logo of Swiss bank Credit Suisse is seen in front of a branch office in Bern, Switzerland November 29, 2022. REUTERS/Arnd Wiegmann

By Kirstin Ridley, Jahnavi Nidumolu and John Revill

LONDON (Reuters) -Investors representing more than 4.5 billion Swiss francs ($5 billion) of Credit Suisse bonds have sued the Swiss regulator after their investments were wiped out during last month's government-orchestrated rescue.

Law firm Quinn Emanuel Urquhart & Sullivan, which is representing the bondholders, said on Friday the move was the first step in a battle to seek redress for clients whose assets it said had been expropriated during Credit Suisse's takeover by bigger rival UBS.

It is the first major lawsuit in the public domain over the Swiss decision to render around $18 billion of Credit Suisse's Additional Tier 1 (AT1) debt worthless during the 3 billion Swiss franc all-share rescue deal last month, which stunned markets and alerted litigators.

"We are committed to rectifying this decision, which is not only in the interests of our clients but will also strengthen Switzerland's position as a key jurisdiction in the global financial system," said Thomas Werlen, Quinn Emanuel's Swiss managing partner.

Swiss regulator FINMA (Financial Market Supervisory Authority), which made the write-down order during weekend crisis talks in March after a slump in the value of shares and bonds intensified fears about a global banking crisis, declined to comment. Credit Suisse also declined to comment.

Peter Viktor Kunz, a professor of business law at the University of Bern, said it would be a disaster for FINMA and Switzerland's reputation as a financial centre if the regulator lost the case.

"The reputation of the country as a stable place for investors is on the line," he said.

The case was filed on April 18 in the Federal Administrative Court in St Gallen, north east Switzerland.

'VIABILITY EVENT'

FINMA said last month that its decision to impose steep losses on some bondholders was legally watertight because the bond prospectuses and emergency government legislation allowed for a total write-down in a "viability event".

Engineered in the wake of the global financial crisis, AT1 bonds were designed to ensure investors, not taxpayers, carry the burden of risk if a bank runs into trouble.

Bondholders have been seeking legal advice since the rescue upended a long-established practice of prioritising bondholders over shareholders in a debt recovery, and a number of claims have already been filed in Switzerland over the terms of the deal.

The Federal Administrative Court said it was still receiving complaints, but declined to name claimants or comment on how many had been lodged by bondholders or their lawyers.

© Reuters. FILE PHOTO: The logo of Swiss bank Credit Suisse is seen in front of a branch office in Bern, Switzerland November 29, 2022. REUTERS/Arnd Wiegmann

Some investors have been trading the notes at penny prices in a so-called litigation play, betting that successful legal claims will boost values in the future, lawyers have said.

($1 = 0.8941 Swiss francs)

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