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Circle says $3.3 billion USDC reserves to be fully available on Monday

Published 03/12/2023, 11:28 PM
Updated 03/13/2023, 05:06 AM
© Reuters. FILE PHOTO: Word "Crypto" and stock graph are seen through magnifier displayed in this illustration taken September 4, 2022. REUTERS/Dado Ruvic/Illustration/File Photo
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(Reuters) -Cryptocurrency firm Circle said on Sunday all its depositors with the collapsed Silicon Valley Bank and Signature Bank (NASDAQ:SBNY) will be made whole and the $3.3 billion USDC reserve deposit held at Silicon Valley Bank will be fully available when banks open Monday.

Circle's announcement comes after the U.S. administration on Sunday stepped in with series of emergency measures to shore up confidence after failure of Silicon Valley Bank and New York-based Signature Bank threatened to trigger a systemic crisis.

Circle said it did not have any Stablecoin USD Coin (USDC) cash reserves at Signature Bank and that the token remained redeemable at 1:1 U.S. dollar peg.

Further, the crypto firm announced an automated USDC minting and redemption through Cross River Bank, effective Monday, and said its expanded relationships also include USDC redemptions via BNY Mellon (NYSE:BK) .

"Circle's USDC operations will open for business, including with new automated settlement via our new partnership with Cross River Bank," Chief Executive Officer Jeremy Allaire said in a tweet.

© Reuters. FILE PHOTO: Word

Stablecoins are cryptocurrencies designed to maintain a constant exchange rate with "fiat" currencies - those backed by a central government rather than a physical commodity such as gold - for example through a 1:1 U.S. dollar peg. USDC is the second-biggest stablecoin with a market cap of $37 billion.

USDC lost its dollar peg and slumped to an all-time low on Saturday before recovering most of its losses when Circle assured investors it would honor the peg despite exposure to failed Silicon Valley Bank.

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