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Capital One shares slip after mixed second quarter earnings

Published 07/20/2023, 04:26 PM
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Investing.com -- Capital One Financial Corporation (NYSE:COF) shares slipped after the financial company reported mixed second quarter results.

Shares were down 1.4% in after-hours trading but are up 23% so far this year. 

Earnings per share of $3.52 and revenue of $9 billion compared with Wall Street estimates for earnings per share of $3.29 and revenue of $9.13B. Revenue was up 9% from the same time last year.

The provision for credit losses fell $305 million from the first quarter, to $2.5B, the company said. The net interest margin in the quarter was 6.48%, a decrease of 12 basis points from the first quarter, it added.

Period-end total deposits decreased $6.1B, or 2%, from the first quarter, and average deposits increased $3.6B, or 1%, to $343.7B.

"We continue to lean into attractive opportunities to grow and build our franchise in our domestic card and national retail bank businesses, and our opportunities are enhanced by our technology transformation," said CEO Richard D. Fairbank. "Our investments to build and leverage a modern technology infrastructure are expanding our opportunities and driving value creation over the long-term."

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