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US Bank CEOs express confidence in deals, consumer finances

Published 11/13/2024, 03:57 PM
Updated 11/13/2024, 05:36 PM
© Reuters. Brian Moynihan, chair of the board and CEO of Bank of America, speaks as Christopher Gorman, Chairman and CEO of KeyCorp., looks on during The Clearing House Annual Conference in New York City, U.S. November 13, 2024. REUTERS/Brendan McDermid
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By Tatiana Bautzer and Nupur Anand

NEW YORK (Reuters) -U.S. bank CEOs expressed confidence in the dealmaking outlook and the financial health of U.S. consumers at an industry conference in New York on Wednesday.

Bank of America's buildup of advisory work on upcoming mergers and acquisitions is strong, while its pipelines for initial public offerings "are full and ready to go," CEO Brian Moynihan told attendees.

KeyCorp (NYSE:KEY) CEO Christopher Gorman noted consumers have 30% more money in their bank accounts today than they did before the pandemic, signaling "the economy is in good shape."

U.S. banks expect demand from borrowers to rise as the incoming Trump administration prepares to take office while interest rates fall. The resurgence could come after several quarters of anemic loan growth.

"We haven't seen a lot of loan demand, and I think we're going to now see the beginning of that," Gorman told the Clearing House conference.

Demand for commercial and industrial loans was flat in the second quarter, stabilizing after two years of declines, according to a Fed survey in August.

"We expect a pro-business and onshoring stance to lead to increase lending activity, which should help support a revival of loan growth across the industry," Anthony Elian, an analyst at JPMorgan, wrote in a report last week.

© Reuters. Brian Moynihan, chair of the board and CEO of Bank of America, speaks as Christopher Gorman, Chairman and CEO of KeyCorp., looks on during The Clearing House Annual Conference in New York City, U.S. November 13, 2024. REUTERS/Brendan McDermid

Banks tightened lending standards last year as the commercial real estate market deteriorated and investors became broadly concerned about the potential for a U.S. recession.

The Federal Reserve started to reduce borrowing costs in September and is expected to continue to ease monetary policy. 

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