FSB's Draghi sees 5-point big bank reform package

Published 09/16/2010, 02:04 AM
Updated 09/16/2010, 02:08 AM

MILAN, Sept 16 (Reuters) - Financial Stability Board Chairman Mario Draghi set out a five-point package of measures on Thursday to regulate banks that are deemed to be too big to fail, including extra capital and liquidation mechanisms.

Writing in Italy's business daily Il Sole 24 Ore, Draghi, who is also governor of the Bank of Italy, said rules on these big banks -- systemically important financial institutions (SIFI) -- will be presented in November.

"Dealing with these institutions which are 'too big to fail' will therefore be the next big step in the global reform programme," he said.

First, these big banks should have a capacity to absorb losses beyond the minimum Basel III rules agreed at the weekend, including possible convertible capital and "bail-in" debt.

Bail-in debt would put the cost of saving a bank on creditors, not taxpayers, he said.

The second and third points involve mechanisms to wind-up banks that need to be strengthened at the national level as well as across borders, he said.

The fourth requirement is strengthening efficiency and intensity of supervision for banks in general and for big banks in particular, he said.

The final point is strengthening the financial market infrastructure to reduce contagion risks, he said.

The FSB includes all G20 major economies, Spain, and the European Commission. (Writing by Nigel Tutt; Editing by Kim Coghill)

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.