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Ghana closes in on long-running debt restructuring finishing line

Published 10/03/2024, 08:53 AM
Updated 10/03/2024, 08:55 AM
© Reuters. Pedestrians walk in front of GCB Bank, the country's lead commercial bank, in Accra, Ghana, November 16, 2015.  Picture taken November 16, 2015. REUTERS/Francis Kokoroko/File Photo

(Reuters) - Ghana received the approval for more than 90% of bondholders to restructure and exchange $13 billion of international debt, it said on Thursday, clearing the last hurdle in its protracted debt rework.

Below is a condensed timeline of key events:

* February 2022 - Credit ratings agency Moody's (NYSE:MCO) downgrades Ghana's rating, saying it had a "very high credit risk". Fitch had cut its Ghana credit rating to B- from B the previous month.

* March 2022 - Ghana's central bank hikes interest rates by a record 250 basis points to 17% in a bid to stem rocketing inflation and a weakening currency.

* May 2022 - Ghana's then-Finance Minister Ken Ofori-Atta says it will manage its debt without help from the International Monetary Fund (IMF).

* July 1, 2022 - Ghana's government changes its mind and asks the IMF for a loan, amid street protests against growing economic hardship.

* July 20, 2022 - Parliament approves a $750 million loan from the African Export Import Bank as it scrambles to avoid default.

* August 2022 - The central bank delivers another record interest rate hike, as inflation continues to climb.

* Dec. 5, 2022 - The government launches a domestic debt exchange in a bid to deal with spiralling debt payments.

* Dec. 12, 2022 - Ghana and the IMF reach a "staff-level agreement" on a $3 billion rescue package, with debt restructuring one of the conditions.

* Dec. 20, 2022 - The government says it will default on most external debt.

* Dec. 22, 2022 - Local pension funds are exempted from the domestic debt exchange after unions threaten a general strike.

* January 2023 - Ghana requests a debt restructuring under the G20's Common Framework process, set up in response to the COVID-19 pandemic.

* February 2023 - The finance ministry says the domestic debt exchange closed with about 85% of "eligible" bondholders on board, after five deadline extensions.

* March 2023 - The government and a group of holders of about $13 billion in international bonds start debt restructuring talks via their respective advisers.

* May 2023 - Ghana's official creditors form a committee co-chaired by China and France and commit to restructuring their loans to the country. These "financing assurances" pave the way for the IMF board to approve the $3 billion rescue loan, five days later.

* June 2023 - The government sends a restructuring proposal to official creditors, as it aims to cut $10.5 billion in interest payments over the following three years.

* October 2023 - Ghana and the IMF reach a staff-level agreement on the first review of the $3 billion loan programme, with a second $600 million payout contingent on agreeing a debt rework plan with official creditors. The finance ministry proposes a 30-40% haircut to bondholders; bond prices sink in response.

* January 2024 - Ghana reaches a deal-in-principle to restructure $5.4 billion of debt to its official creditors. The IMF approves the next loan tranche disbursement a week later.

The government tells overseas bondholders that it wants a simple debt restructuring, rather than using any "state-contingent debt instruments", which link payouts to variables such as economic growth or commodity prices.

* February 2024 - Ghana's president replaces Ken Ofori-Atta as finance minister with his deputy Mohammed Amin Adam, who pledges to keep the IMF programme on track.

* March 2024 - Ghana and the international bondholder group kick off formal talks.

* April 2024 - Ghana and bondholders fail to strike a deal, with the government saying the proposals put forward were not extensive enough to cut its debt to a level the IMF would judge as sustainable.

* May 2024 - Ghana's government confirms that a draft memorandum of understanding has been received from its bilateral creditors. Once signed, the MoU will formalise the $5.4 billion agreement reached in January with the likes of France and China.

* June 2024 - Ghana and its international bondholders reach an agreement in principle on restructuring of its dollar bonds.

© Reuters. Pedestrians walk in front of GCB Bank, the country's lead commercial bank, in Accra, Ghana, November 16, 2015.  Picture taken November 16, 2015. REUTERS/Francis Kokoroko/File Photo

* September 2024 - Ghana launches its consent solicitation and bonds exchange offer to investors.

* October 2024 - The government says more than 90% of investors voted to approve the restructuring of the bonds following the offer.

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