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Commercial real estate industry worries over higher taxes as election looms

Published 10/28/2024, 06:09 AM
Updated 10/28/2024, 06:21 AM
© Reuters. FILE PHOTO: Manhattan skyline is seen during sunset in New York City, U.S. March 29, 2023. REUTERS/Amanda Perobelli/File Photo
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By Michelle Conlin

NEW YORK (Reuters) - The U.S. commercial real estate industry is pushing for tax relief and incentives championed by former Republican President Donald Trump to continue in the next administration, as the sector struggles with surging delinquencies, record vacancy rates, and elevated costs of financing.

Commercial real estate is especially vulnerable to higher taxes because its high fixed costs make it less able to offset them, according to industry trade groups. They said they are particularly concerned about key tax breaks being retained or left unchallenged in the coming years. 

"'Do no harm' is the biggest thing with real estate organizations," said David McCarthy, the managing director and head of legislative affairs at the Commercial Real Estate Finance Council, a nonpartisan trade group. "Given that the nature of real estate is not super liquid, anything that raises costs now would come at the worst possible time."

Key measures that the industry is concerned about preserving include pass-through deductions, like-kind exchanges and low capital gains taxes. Trump has endorsed making his tax cuts permanent although he has not been specific about these measures. Many of his 2017 tax cuts are set to expire next year. 

So far, campaign contributions from the finance, insurance and real estate sectors favor Trump, with $234.9 million donations to the former president versus the $117 million in giving to Vice President Kamala Harris, a Democrat, according to data from politics money tracker OpenSecrets.  

Industry trade group the National Association of Realtors has also donated more to Republicans, with $5.2 million to the GOP versus $3.9 million to Democrats.

"Regardless of who is in office in January, we will be dealing with the tax cuts ... expiring at the end of 2025, and we want to keep those," said NAR director of commercial and policy oversight Erin Stackley. 

The Harris and Trump campaigns did not respond to requests for comment.

Among the real estate mega donors who have backed Trump are budget hotelier Robert Bigelow's Bigelow Aerospace which donated $14.2 million to Trump's Super PAC, the OpenSecrets data shows.

Newmark Chairman Howard Lutnick's investment firm, Cantor Fitzgerald, has given at least $6 million to the PAC. Lutnick co-chairs Trump's transition team.

Mega donors tied to real estate who back Harris include Simon Property Group (NYSE:SPG) heiress Deborah Simon, who has donated at least $1 million, and Worthe Real Estate Group head Jeff Worthe, who has also given at least $1 million, OpenSecrets shows.

Bigelow, Lutnick and Simon declined to comment. Worthe said he supported being able to focus on "what's good for business," adding that he supported Harris because he wanted stability in Washington. 

TAX BREAKS 

While some see signs of a market bottom, others argue that the commercial real estate (CRE) industry needs time to recover from high interest rates and work-from-home trends. Next year, it will face $1 trillion wall of debt, a surge in office sector delinquencies on commercial mortgage-backed securities to 11% and record-high office vacancies in urban centers, according to ratings agency reports. Falling interest rates may offer scant relief.

"Over the last 18 months ... operating costs have ... risen dramatically at the same time the availability of capital and credit have diminished," said Jeff DeBoer, CEO of the Real Estate Roundtable, an invitation-only group whose members include Blackstone (NYSE:BX), Brookfield Property Partners (NASDAQ:BPY) and Starwood Capital Group. "All of that creates stress and challenges in the CRE marketplace."  

McCarthy said the industry specifically wants to see a reauthorization of key provisions included in Trump's 2017 tax cuts, including the 199A deduction, also known as the qualified business income deduction. That is set to expire in 2025, according to nonpartisan policy research group the Brookings Institution. This allows owners of pass-through businesses and partnerships, including CRE owners, to deduct up to 20% of their business income from their taxable income. 

Harris has not explicitly said, in campaign speeches and filings, whether she will support the pass-through deduction, though in her campaign documents she does state she would roll back the 2017 Trump tax cuts for the richest Americans. Trump said in speeches, interviews and campaign documents that he would make tax cuts permanent, although it is not clear his specific views on 199A.   

Another measure of concern to the industry is 1031 "like-kind" exchanges, which enable real estate investors to defer capital gains taxes by reinvesting proceeds of sales into new purchases. Harris supports limiting this for high earners, according to an analysis by the nonpartisan Tax Foundation based on Harris's endorsement of President Biden's 2025 budget tax proposals. Trump has not made clear specific views on 1031. 

Capital gains tax rates are also of paramount concern.

“When I talk to my members, the biggest concern they have is what’s going to happen to the capital gains tax rate,” said Aquiles F. Suarez, senior vice president for government affairs at NAIOP, the commercial real estate development association, whose members include top leaders from real estate firms such as JLL and CBRE. NAIOP says it advocates for industry interests rather than partisan politics. 

Harris has proposed increasing the top capital gains rate to 28% for households earning more than $1 million annually from the current rates, which range up to 20%. Higher capital gains tax rates can discourage investors from selling properties, reducing transactions.  

Another key question for the industry is working out a solution for empty office buildings across the U.S. 

Adapting office towers into housing, a proposal that Harris has supported, is an idea that will only be realistic for about 10% of the U.S.'s office stock, industry trade groups say. 

© Reuters. FILE PHOTO: Manhattan skyline is seen during sunset in New York City, U.S. March 29, 2023. REUTERS/Amanda Perobelli/File Photo

Trump has not officially endorsed the idea of converting offices into housing. 

This is "the number one, two and three issue right now because it affects the entire real estate market," said David A. Nasatir, Chairman of law firm Obermayer Rebmann Maxwell & Hippel LLP.

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