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Argentina tax amnesty scheme lures $18 billion in bank deposits

Published 10/31/2024, 01:08 PM
Updated 10/31/2024, 04:38 PM
© Reuters. FILE PHOTO: Argentine President Javier Milei gestures onstage during a rally to launch his party, La Libertad Avanza, nationally, in Buenos Aires, Argentina September 28, 2024. REUTERS/Matias Baglietto/File Photo

By Jorge Otaola and Lucinda Elliott

BUENOS AIRES (Reuters) -A tax amnesty program in Argentina encouraging residents to deposit foreign currency previously stuffed under mattresses, stored in safety-deposit boxes or saved in accounts abroad has drawn in around $18 billion so far back to local banks, an official said on Thursday.

Libertarian President Javier Milei rolled out the plan this year to draw much-needed dollars back to Argentina's formal economy as it deals with a dearth of foreign currency reserves amid a technical recession.

Argentines have long stored savings outside local banks, seeking to protect their earnings and hedge against swings of economic instability, bouts of hyperinflation and the falling value of the peso currency.

The first stage of the amnesty has allowed Argentines to bring up to $100,000 back into the system tax-free, with amounts over that amount taxed at a 5% rate.

Thursday was set to be the deadline for the program's initial stage, but it was extended through Nov. 8 due to technical issues, Economy Minister Luis Caputo said on X.

After then, the tax rate will increase to 10% for deposits made by the end of January and then to 15% by the end of April.

The deposits are seen as signs of a vote of confidence in Milei's leadership as his austerity measures have helped bring down month-on-month inflation to single-digit figures. Annual inflation, however, remains in the triple digits.

Milei's spokesman, Manuel Adorni, called the tax amnesty a "success" in a press conference as he announced the estimated amount deposited so far.

Officials are optimistic that these fresh dollars could help local banks offer credit lines to customers and spur growth.

Deposits in private dollar-denominated bank accounts in Argentina have increased to $32.5 billion since the plan began in mid-July, according to analyst estimates, which would mark a further boost outside of the amnesty program.

"The extent to which such a windfall would positively impact net reserves will depend on the increase in (dollar-denominated) credit to the private sector, which has been gaining steam lately," analysts at J.P. Morgan wrote in a client note earlier this week.

© Reuters. FILE PHOTO: Argentine President Javier Milei gestures onstage during a rally to launch his party, La Libertad Avanza, nationally, in Buenos Aires, Argentina September 28, 2024. REUTERS/Matias Baglietto/File Photo

Reserves are expected to continue recovering past the initial deadline, they added.

Argentines hold an estimated $277 billion outside the formal banking system, according to official estimates for 2024.

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