With over $13 billion in total value locked, decentralized finance has truly shaken the crypto world in the last year. It has provided a new way to profit from the crypto market. Meanwhile, DeFi right now is only a niche trend with a gigantic potential to start a revolution in the business loan market. In order to grow out of diapers, DeFi desperately needs to be connected with real-world assets and exist in an environment where it can be used by real businesses, corporate clients, etc.
As a concept, DeFi truly looks like a win-win solution for those who already hold crypto, as they finally get to have some passive income from incentivization mechanisms and yield farming, and for borrowers, as they can benefit from a loan with terms that no traditional venue can offer.