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RBC Capital notes securitisation as key theme in Natwest stock analysis

EditorEmilio Ghigini
Published 07/29/2024, 03:21 AM
NWG
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On Monday, RBC Capital raised the price target for Natwest Group PLC (NYSE:NWG:LN) (NYSE: NWG) to GBP3.65, up from the previous GBP3.60, while maintaining a Sector Perform rating on the stock. This adjustment follows the company's second-quarter results for 2024, which prompted the firm to update its estimates.

The bank's performance, particularly its securitization efforts in the recent quarter, was highlighted as a key theme that merited a closer examination. Earlier in the month, a detailed analysis of this aspect of Natwest's business was conducted, leading to the updated valuation.

RBC Capital's revised price target of 365p, an increase from 360p, reflects a modest adjustment based on the latest quarterly outcomes and the bank's operational focus areas. The firm has reiterated its Sector Perform rating, indicating that the analyst believes the stock will perform in line with the sector.

The price target increase is a direct result of the bank's recent financial disclosures and strategic moves. RBC Capital's decision to maintain the current rating suggests that while the bank's recent activities warrant a slightly higher valuation, its overall performance is expected to align with the sector's trends.

Investors and market watchers will likely monitor Natwest Group's stock performance on the London Stock Exchange and the New York Stock Exchange to see how it aligns with RBC Capital's expectations following this updated assessment.

In other recent news, NatWest Group reported a strong financial performance for the first quarter of 2024. The company's strategic initiatives led to a sixth consecutive year of customer lending growth, reaching £361 billion, and an increase in deposit balances to £420 billion.

These developments contributed to an operating profit of £1.3 billion and a return on tangible equity of 14.2%. Additionally, the UK government reduced its stake in NatWest to below 29%, with plans for a full exit by 2026.

In terms of future developments, NatWest Group aims for a return on tangible equity of over 13% by 2026 and expects income growth within the £13 billion to £13.5 billion range for 2024. The company also completed a £500 million on-market buyback program and is in the process of a £300 million buyback.

However, concerns have been raised about potential headwinds, including the impact of five upcoming rate cuts and the bank levy. Despite these challenges, NatWest Group remains confident in its ability to achieve its targets and deliver value to shareholders.

InvestingPro Insights

In light of RBC Capital's recent price target update for Natwest Group PLC, a glance at the real-time data from InvestingPro provides additional context for investors considering the bank's stock. Natwest's aggressive share buyback strategy, as indicated by InvestingPro Tips, underscores management's confidence in the company's value, which is a positive signal for investors. Additionally, the stock's low P/E ratio of 7.62 suggests that it is trading at a discount relative to its near-term earnings growth, potentially offering an attractive entry point for value investors.

Moreover, the company's dividend yield stands at a robust 5.97%, coupled with a significant dividend growth of 16.5% over the last twelve months as of Q2 2024, which may appeal to income-focused investors. The stock's strong performance is reflected in the price total return, with a notable 76.86% year-to-date increase. With a price hovering near its 52-week high at 99.79% of the peak, Natwest has demonstrated a solid return, reinforcing its momentum in the market.

For those looking to delve deeper into Natwest Group's financial health and future prospects, InvestingPro offers additional insights. With a total of 13 InvestingPro Tips available, investors can gain a comprehensive understanding of the stock's potential. Use coupon code PRONEWS24 to get up to 10% off a yearly Pro and a yearly or biyearly Pro+ subscription, and explore these insights to inform your investment decisions.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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