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BofA sees upside for Ameriprise Financial stock driven by strategic execution and lower interest rate forecast

EditorAhmed Abdulazez Abdulkadir
Published 10/02/2024, 06:50 AM
AMP
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On Wednesday, BofA Securities adjusted its outlook on Ameriprise Financial (NYSE:AMP (OTC:AMLTF)), increasing the price target to $515 from the previous $503 while maintaining a Buy rating on the company's shares. The revision reflects an optimistic view based on the firm's earnings potential and market performance.

The analyst from BofA Securities has updated the earnings per share (EPS) estimates for Ameriprise Financial for the third quarter of 2024 and the full years of 2025 and 2026. The new forecasts are $9.12, $40.50, and $46.82, respectively, marking an increase from the earlier predictions of $8.87, $39.24, and $45.72. This adjustment is attributed to the positive impact of market beta, which has been slightly offset by a lower interest rate forecast.

Ameriprise Financial has shown strong performance in recent quarters, successfully implementing its strategic plans. The company has also gained a competitive edge over its peers due to a smaller portion of advisory sweep revenues contributing to its overall profitability, showcasing the strength of its diversified business model.

The firm also highlighted potential near-term catalysts for Ameriprise Financial, which could include wins in large enterprise channels and an increase in loan demand. These factors are anticipated to further bolster the company's financial standing.

The revised price objective of $515 is based on an 11 times multiple of the projected 2026 earnings per share, as per the BofA Securities analyst's assessment. This valuation reflects confidence in the company's future earnings capability and overall financial health.

In other recent news, Ameriprise Financial has been showing promising signs of growth. The company reported a record Q2 revenue of $4.2 billion, along with a 17% year-over-year increase in earnings per share, reaching $8.72. Their assets under management and administration also saw a significant 12% growth, totaling $1.4 trillion.

Jefferies has expressed confidence in Ameriprise Financial's growth prospects, raising the target to $542 from the previous $511. Analysts at the firm have noted positive trends in the company's Asset & Wealth Management and Asset Management divisions.

However, Goldman Sachs has downgraded Ameriprise's stock from Buy to Neutral. The firm cites anticipated challenges to earnings per share growth and limited potential for price-to-earnings ratio expansion as reasons for the downgrade. RBC Capital Markets, on the other hand, has highlighted Ameriprise's strong fundamentals and increased their price target to $500 from the previous $487.

Ameriprise Financial is currently involved in a legal dispute with LPL Financial (NASDAQ:LPLA), accusing the latter of misusing confidential client data. Additionally, Ameriprise, along with several other Wall Street firms, has agreed to pay a penalty for violating recordkeeping rules as part of an enforcement initiative by the U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission.

InvestingPro Insights

The recent analysis from BofA Securities aligns well with several key metrics and insights from InvestingPro. Ameriprise Financial's market cap stands at an impressive $46.46 billion, underscoring its significant presence in the financial services sector. The company's P/E ratio of 15.92 suggests a reasonable valuation relative to its earnings, which is particularly noteworthy given its strong performance.

InvestingPro Tips highlight that Ameriprise has raised its dividend for 19 consecutive years, demonstrating a commitment to shareholder returns that complements its growth strategy. This is further supported by a dividend yield of 1.25% and a dividend growth rate of 9.63% over the last twelve months. These figures align with the company's robust financial health, as noted in the BofA Securities report.

The company's revenue growth of 12.55% over the last twelve months and 9.61% in the most recent quarter reinforces the positive outlook presented in the article. Additionally, Ameriprise's strong return on assets of 1.76% and impressive one-year price total return of 47.36% underscore its operational efficiency and market performance.

For investors seeking more comprehensive analysis, InvestingPro offers 11 additional tips that could provide further insights into Ameriprise Financial's investment potential.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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