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The U.S. Dollar's Decline May Accelerate

Published 01/17/2022, 11:03 AM
Updated 07/09/2023, 06:31 AM
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Over the past year, the US dollar has been losing value at an alarming pace, as reflected by broad price level increases. Last week’s Consumer Price Index and Producer Price Index reports put those measures of inflation at 7.0% and 9.7%, respectively.

Manufacturers had to bear the brunt of the inflation surge in 2021. The worst may be yet to come for consumers as producers pass on their costs to wholesalers and retailers.

Hardly anyone in Washington wants to talk about the real elephant in the room, though. The Federal Reserve’s easy money policies combined with massive handouts and fiscal spending – the primary drivers of inflation – have been championed by both Republicans and Democrats.

Fed Chairman Jerome Powell was appointed and confirmed by Republicans. A Democrat has now reappointed him. He will soon probably be approved for another term with bipartisan support in the Senate. Consumers and investors should therefore expect more of the same.

Although the Fed intends to push up interest rates, likely beginning in March with a quarter-point baby step, it is way behind the curve. The central bank would have to impose a massive series of hikes starting immediately to have any hope of getting out in front of rising price levels this year.

That isn’t going to happen. The powers that be in Washington and on Wall Street wouldn’t stand for it. America’s fiat currency lost purchasing power last year at its steepest pace in 40 years.

Yet over that same period, the US dollar index, which measures the currency against a basket of foreign currencies, actually gained value. This anomalous dollar “strength” was caused by competitors such as the euro losing value even more rapidly.

Although gold is not a component of the Dollar Index, it does often behave like a currency. It is, after all, sound money – sought by individuals for wealth protection and even central banks as backing in reserves.

In the paper markets, traders may hastily hit the “sell” button on gold and silver when they see the US Dollar Index strengthening. That’s one big reason why precious metals underperformed last year.

For the same reason, though, gold and silver could get a boost in 2022 if the Dollar Index begins to trend lower along with the value of the currency itself. The Dollar Index dropped last week.

More significantly, it appears to have breached an uptrend line that had been in force since last June. Dollar bears will be looking to confirm a breakdown in this week’s trading with any additional move lower. It could just be the catalyst gold and silver markets need to break out to the upside.

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