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Latest From FED Indicates Rate Hike Will Be Later Rather Than Sooner

Published 08/26/2015, 04:20 PM
Updated 03/09/2019, 08:30 AM
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Decisions, Decisions


--Latest from FED Indicates Rate Hike will be Later Rather than Sooner

This week's trading action has unsettled markets and investors, but it may have led to at least one positive outcome for stocks. At a briefing today for regional economic conditions, New York Fed Bank Chair--and FOMC member-- William Dudley told reporters that "at this moment, the decision to begin the normalization process at the September [FOMC] meeting seems less compelling to me than it did several weeks ago. But normalization could become more compelling by the time of the meeting as we get additional information.”

That statement is definitely of the "tea-leaves needing to be read" variety, but it indicates that US markets should continue to trade under the benefit of the Fed's zero-interest rate policy (ZIRP) for a while longer. US short-term rates have hovered near 0% for most of the past seven years now. This policy provided the only real boost for the US economy as the fiscal options, controlled by politicians in Washington DC, were focused on austerity in lieu of a robust stimulus program.

It would seem quite premature to raise rates under the present circumstances, and with the Fed still responsible for a dual mandate--low inflation AND full employment--it appears cooler heads will prevail thanks to the "reality" provided by China and the global market pull back.

Dudley referenced this in his remarks by noting that “incoming data suggest the economy continues to grow at a moderate pace sufficient to cause a gradual tightening of the U.S. labor market” but “international developments have increased the downside risk to U.S. economic growth.”

Again, as we have been noting for a while now, the US economy is recovering, and we see some pressures within the labor market--as evidenced by changes in employment practices on the part of Wal-Mart (NYSE:WMT), McDonald's (NYSE:MCD) et al. We also see a low level of inflation--bolstered by the cratering of oil and other commodities pricing.

Stocks, despite their recent gyrations, remain the only game in town where yields are concerned. We recommend investors with the means to weather this storm stay the course. We do not foresee a long-term issue for the US economy here, and we note that selling at the bottom of a down turn is often the worst move one can make. On the other hand, this is a time to tighten up those stop-losses and to stay attentive.

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