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3 Central Bank Policy Rate Decisions Will Test Investor Expectations

Published 04/08/2024, 08:19 AM
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  • The Reserve Bank of New Zealand is expected to leave the official cash rate (OCR) unchanged on 10 April, which will put pressure on the national currency. The main target for NZD/USD is 0.5950–0.5980.
  • The decision of the Bank of Canada on 10 April is likely to be neutral, which will support the Canadian dollar. The main target for USD/CAD is 1.3450–1.3500.
  • EUR/USD may decline to 1.0720–1.0780 on growing expectations that the European Central Bank will start cutting rates ahead of the Fed.
  • The monetary policies of central banks determine exchange rates. Therefore, the market pays close attention whenever a central bank holds another meeting and changes its monetary policy. Three central banks—the Reserve Bank of New Zealand (RBNZ), the Bank of Canada (BOC), and the European Central Bank (ECB)—will announce their verdicts on interest rates this week on Wednesday and Thursday. Their decisions, statements, and subsequent press conferences will be closely watched by traders and investors alike. Octa offers a brief overview of what to expect.

    Reserve Bank of New Zealand Decision (10 April)

    The RBNZ is set to release its final interest rate report on 10 April. RBNZ is expected to leave the official cash rate (OCR) at 5.5% at its April policy review. Since the February Monetary Policy Statement, there wasn’t much news, so it’s safe to say the RBNZ's monetary policy stance hasn’t changed much. RBNZ Governor Adrian Orr made optimistic comments last week, stating that inflation is turning around globally, and there was a clear sense amongst the central bankers that interest rates have peaked and a cut is imminent.

    Should the key rate remain unchanged and the signal on its further decline prevail, the main target for NZD/USD is 0.5950–0.5980.

    Bank of Canada Decision (10 April)

    On 10 April, the Bank of Canada will announce the setting for the overnight rate target in a press release explaining the factors behind the decision. Canada's key interest rate remains at 5% and will likely remain unchanged. Just like in New Zealand, it’s all due to the slowing inflation. However, its current high level and raised interest rates don’t do any good to the households as they face higher debt servicing costs.

    Thus, market expectations for the Canadian dollar remain for a rate hold but not a further rate cut. This neutral signal may support the Canadian dollar at the time of the press release—the main target for USD/CAD is 1.3450–1.3500.

    European Central Bank Decision (11 April)

    The European Central Bank will announce its monetary policy decision on Thursday, 11 April. With inflation in Europe falling faster than expected and U.S. inflation no longer slowing down, market participants expect the ECB to cut interest rates sooner. Fed Chairman Jerome Powell made it clear in his speech last week that the latest inflation data remains the same, and it is too early to discuss a rate cut.

    Growing expectations that the ECB will start cutting rates before the Fed can significantly impact the Euro. In case of a key rate cut on Thursday, traders should be as cautious as possible: EUR/USD could fall to 1.0720–1.0780.

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